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About Us

At First Coast Insurance Services, we are committed to helping those in the First Coast community protect their most important assets and livelihood. Some plans are simple while others are very complex, it depends on you. We are not all the same and deserve individualized attention. We will help you explore your individual needs and place you with products suited to your specific obligations and budget. These solutions come from an array of strong companies that we have available to best meet your needs. We are there for you as your circumstances change. We look to remain your trusted partner for years to come.

Some of you are new to the area and may have already realized the Florida insurance market is unique and challenging. Others may have been here for years and have come to the same conclusion as your providers are leaving you or the state altogether. You are not alone and we are here to help when it may seem like no one wants to help.

Did one of our business partners refer you? If this is the case we will treat you with the respect and attention you deserve. They referred you to us because they know we value their relationship and will do everything in our power to show our appreciation and keep that trust. We offer you a professional level of service that we promised our partners. Please thank them for their respect and concern for you.

We will work hard for you. Our goal is to be professional, efficient and extremely easy to work with always!

An Independent Advantage

We are Independent Agents in Ponte Vedra Beach, Florida, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. First Coast Insurance Services represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. What is an Independent Insurance Agent? When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.